Terms of Service

LAST UPDATED: August 2024

Finances for Feminists, LLC. (“us,” “our,” or “we”) created these Terms of Service (the “Terms”) for you to understand the rules that apply when you use the website located at financesforfeminist.com, visit our social media channels, and participate in our live events and workshops offered by us (individually and together, the “Service”). By using the Service, you agree to the following:

1. YOU AGREE TO THE TERMS

You acknowledge that you accept these Terms and our Privacy Policy (incorporated into these Terms by reference). If you don’t agree with the Terms, then you may not use the Service. We reserve the right in our sole discretion to change, modify, add or delete portions of the Terms and the Privacy Policy at any time. If you continue to use the Service after we make changes, you agree to the changes.

2. LICENSE AND RESTRICTIONS

We grant you a limited license to use the Service for your personal use only. You may not use the Service in any way that interferes with our ownership rights in the Service, and we may terminate your access to the Service if you are in breach of these Terms. The following activities may also result in termination of your access to the Service:

(A) Commercially exploiting the Service, meaning you cannot use, sell, lease, or participate in any other activity that serves to generate income from the Service;

(B) Making a copy of the Service or any portion of the Service, except as allowed under these Terms;

(C) Using any data mining tools or automation tools such as spiders, scrapers, crawlers, scripts, bots, or any other automated or manual method or process to access, retrieve, index, or reproduce the Service or its contents;

(D) Record any live events or workshops without expressed written consent of Finances for Feminists, LLC.

(E) Reverse engineering, decompiling, disassembling, translating, preparing derivative works based on or otherwise modifying the Service, in whole or in part;

(F) Removing, obscuring or modifying any copyright, trademark or other proprietary rights notices, marks or labels contained on or within the Service, falsifying or deleting any author attributions, legal notices or other labels of the origin or source of the material;

(G) Misrepresenting the source of ownership of the Service; and

(H) Conducting any other activity that might be considered illegal or tortious. This includes, without limitation, “hacking” the Service, infringing the intellectual property or other rights of third parties, modifying, altering, translating, reverse engineering, decompiling or disassembling the Service or related documentation or creating derivative works based on the Service.

3. OWNERSHIP

(A) Finances for Feminists, LLC. Materials

We retain all right, title, and interest in and to the Service and all related patent, copyright, trademark, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right (“Rights”).

(B) USER CONTENT

If you provide us with feedback regarding any aspect of the Service, we will own all rights in and to such feedback and any derivative products or services developed from the feedback.

The Service may include third-party content and links to websites or content owned or operated by third parties (“Third Party Content”), as well as products and services from people or companies that are separate from us (“Third Party Providers”). Examples of Third Party Providers include, without limitation, (a) Payment Providers; (b) the Thrivecart platform to provide our classes to you; and (c) the products and services we link to on other websites (e.g. a book or podcast). We do not own or control any Third Party Providers nor Third Party Content and make no representation or warranties of any kind regarding the Third Party Providers nor Third Party Content. If you use any third party content or any of these third-party products or services, you assume all risks and liabilities. We have no control over these external websites and will not be liable for any content, advertising, products, or other materials on or available from those external websites. Third parties should have their own terms of service and privacy policies, so be sure to check those out.

(D) CONTENT FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

Our Service is designed to provide you with a general overview regarding personal finance and investing. It is not designed to be a definitive investment guide or to take the place of advice from a qualified financial planner or other professional. Given the risk involved in investing of almost any kind, there is no guarantee that the investment methods suggested through the Service will be profitable. We will not assume liability of any kind for any losses that may be sustained as a result of applying the methods suggested through the Service, and any such liability is hereby expressly disclaimed.

4. ELIGIBILITY

The Service may not be used by anyone under the age of 18 without the supervision of a parent or legal guardian who agrees to be bound by these Terms. You represent and warrant that you are at least 18 years of age (or the age of legal minority under applicable law), or if not, that you have reviewed these Terms with your parent or legal guardian and that person agrees to be bound by these Terms.

5. PURCHASES THROUGH THE SERVICE

The Service may provide you the opportunity to purchase our products and services directly (“Finances for Feminists, LLC. Services and Products”). You may need to provide certain personal information to our third party payment providers (“Payment Providers”) so your purchase of Finances for Feminists, LLC. Services and Products can be fulfilled. Payment information provided to Payment Providers is not retained by us. Please see the Privacy Policy for more information and third party policy providers.

We have the right to limit the sales of Finances for Feminists, LLC. Services and Products to any person or geographic location. We reserve the right to refuse any order you place with us. All descriptions of Finances for Feminists, LLC. Services and Products and pricing is subject to change at any time without notice. We also reserve the right to discontinue or modify any Finances for Feminists, LLC. Services and Products at any time. We reserve the right to limit or prohibit orders that appear to be placed by dealers, resellers, or distributors. You agree to provide current, complete, and accurate purchase and account information for all purchases made through the Service.

(A) REFUND POLICY

We hope you love your Finances for Feminists, LLC. Services and Products and that you always have a good experience with our brand.

Products: We believe in the quality and effectiveness of our course, and we stand behind it with our 7-day money back guarantee. If you're not satisfied with the course within the first 7 days of your purchase, we'll refund the amount you have paid to date, less any transaction fees we have incurred. Simply contact our customer support team hello@financesforfeminists.com within 7 days of your purchase and let us know why you're not satisfied. We'll process your refund as soon as possible.

Services: Due to the custom nature of Finances for Feminists, LLC. Services we do not offer any refunds on purchased coaching sessions.

6. STAY CONNECTED

In order to access and use the Service, you need to have and maintain adequate internet connection. You are fully responsible for obtaining and maintaining internet access.

7. HOW WE USE YOUR PERSONAL INFORMATION

For information on how we use your personal information while you use the Service, please check out our Privacy Policy.

8. MODIFYING/TERMINATING SERVICE

We reserve the right to modify, update, or discontinue our Service, or any features, or portions thereof, without prior notice. In addition to our rights to terminate set forth in Section 2 (Licenses), you agree that we can suspend or terminate your right to access our Service at any time for any reason without notice, obligation, or liability to you.

9. NO WARRANTIES AND LIMITATION OF LIABILITY

(A) WE MAKE NO REPRESENTATION, WARRANTY, AND/OR GUARANTEE OF THE SUITABILITY OF THE SERVICE FOR YOUR PURPOSES, OR THAT THE USE OF THE SERVICE WILL BE SECURE, UNINTERRUPTED, ERROR-FREE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR FUNCTION PROPERLY IN COMBINATION WITH ANY THIRD-PARTY TECHNOLOGY, HARDWARE, SOFTWARE, SYSTEMS OR DATA.

(B) OUR SERVICE IS DESIGNED TO PROVIDE YOU WITH A GENERAL OVERVIEW REGARDING FINANCE AND INVESTING. IT IS NOT DESIGNED TO BE A DEFINITIVE FINANCE NOR INVESTMENT GUIDE OR TO TAKE THE PLACE OF ADVICE FROM A QUALIFIED FINANCIAL PLANNER OR OTHER PROFESSIONAL. GIVEN THE RISK INVOLVED IN INVESTING OF ALMOST ANY KIND, THERE IS NO GUARANTEE THAT THE INVESTMENT METHODS SUGGESTED THROUGH THE SERVICE WILL BE PROFITABLE. WE WILL NOT ASSUME LIABILITY OF ANY KIND FOR ANY LOSSES THAT MAY BE SUSTAINED AS A RESULT OF APPLYING THE METHODS SUGGESTED THROUGH THE SERVICE, AND ANY SUCH LIABILITY IS HEREBY EXPRESSLY DISCLAIMED.

(C) THE SERVICE IS PROVIDED “AS IS" AND ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. FURTHER, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SAME, OR TO THE INFORMATION, CONTENT, COMMUNICATIONS, MATERIALS OR PRODUCTS, AND SERVICES AVAILABLE THROUGH THE SERVICE. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

(D) WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM YOUR USE OF THE SERVICE INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES. OUR TOTAL LIABILITY TO YOU WILL NOT EXCEED THE TOTAL AMOUNT YOU HAVE PAID US FOR THE SERVICE.

10. INDEMNIFICATION

The Client agrees to defend, indemnify and hold Coach, its affiliates, members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, damages, liabilities, obligations, costs and expenses or incurs (including reasonable attorneys’ fees and expenses) which any of them suffers as a result of this Agreement and the services rendered hereunder, other than those arising from Coach's gross negligence or willful misconduct.

11. DISPUTES AND CLAIMS

(A) NOTICE OF DISPUTE OR CLAIM

You will not file any legal action against Finances for Feminists, LLC. in any forum without submitting a detailed description of your dispute or claim to Finances for Feminists, LLC. at hello@financesforfeminists.com ("Claim"). The information you provide to us must include specific information about the Claim such as the nature of the issue, the website page(s) affected by the issue, reference to any legal authority governing the issue, such as citations to state privacy laws, CANSPAM statutes, or similar regulations, and any other information a reasonable person would consider relevant to resolving the issue.

(B) DISPUTE RESOLUTION

Any dispute as to the obligations of the parties to one another under this Agreement, or as to the meaning, effect, or application of this Agreement, shall be resolved by final and binding arbitration before a single arbitrator in accordance with the Commercial Arbitration Rules of the American Arbitration Association. In any such arbitration, each party shall bear its own attorneys’ fees and costs. Any arbitration hereunder shall occur in Boston, Massachusetts and shall be commenced by the aggrieved party no later than thirty (30) days after such party first has notice of the dispute.

YOU WAIVE THE RIGHT TO A TRIAL BY JURY, TO PARTICIPATE IN A CLASS ACTION, OR TO SEEK REMEDIES BEYOND THE EXTENT NECESSARY TO PROVIDE INDIVIDUALIZED RELIEF. YOU AGREE NOT TO ACT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED OR DE FACTO CLASS OR REPRESENTATIVE PROCEEDING, OR AS A PRIVATE ATTORNEY GENERAL OR ON BEHALF OF THE GENERAL PUBLIC.

(D) GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts.

(E) INJUNCTIVE RELIEF

Your breach of these Terms is likely to cause immediate and/or irreparable harm to Finances for Feminists, LLC.. As such, we may seek injunctive relief against you without the need to post bond.

12. GENERAL

(A) OUR RELATIONSHIP

You and Finances for Feminists, LLC. are independent parties and nothing in these Terms creates an employment or agency relationship.

(B) SEVERABILITY

If any provision of the Terms is held unenforceable for any reason, that provision will be reformed only to the extent necessary to make it enforceable and such decision will not affect the enforceability of such provision under other circumstances.

The licenses we grant to you are for you and you alone. You may not transfer or assign these Terms or licenses without our express written consent.

(D) SECTION HEADINGS

The section headings in the Terms are for reference purposes only and do not in any way affect the meaning or interpretation of the Terms.

(E) WAIVER

The failure of either you or us to enforce any right or provision in the Terms will not constitute a waiver of such right or provision.

(F) ENTIRE AGREEMENT

The Terms and the Privacy Policy are the complete and final agreement between us regarding your use of the Service.

13. OUR CONTACT INFORMATION

If you have questions regarding the Terms, please contact us at hello@financesforfeminists.com.